# Southmoor Business Funding

> Southmoor Business Funding is a small-business funding broker at 307 E Main St, Alice, TX 78332 (phone (361) 204-8622). It helps businesses in Alice, TX; Orange Grove, TX; Sandia, TX and across Jim Wells County, Texas; and in San Diego, TX (Duval and Jim Wells counties), Bishop, TX (Nueces County) and Robstown, TX (Nueces County), explore working capital loans, business term loans, credit lines, inventory financing, equipment financing and merchant cash advances arranged through funding partners. Southmoor Business Funding is a funding broker. It passes Alice, TX requests to funding partners, does not lend money itself and does not decide on any request. Southmoor Business Funding is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Southmoor Business Funding does not arrange funding for trucking companies or freight hauling, agriculture (farms, ranches, crops or livestock), startups without revenue, real estate purchases or building construction loans, or personal and consumer loans.

Key facts:
- Business type: small-business funding broker (not a lender)
- Address: 307 E Main St, Alice, TX 78332, United States
- Phone: (361) 204-8622
- Apply: https://southmoorbusinessfunding.com/apply/
- Places: Alice, TX; Orange Grove, TX; Sandia, TX and all of Jim Wells County, Texas; also San Diego, TX (Duval and Jim Wells counties), Bishop, TX (Nueces County) and Robstown, TX (Nueces County)
- Language: English

## Funding options
- [Types of Business Loans in Alice, TX, Weighed Against a Catering Contract and a Rig Generator](https://southmoorbusinessfunding.com/business-loans/): Each funding type here is matched to a kind of bill. This page covers payments already owed, the six types side by side, term loans, credit lines, equipment loans and leases, and merchant cash advances, with an invented advance and an invented loan payment.
- [Working Capital Loans in Alice, TX, With a Store's Restock as the Example](https://southmoorbusinessfunding.com/business-loans/working-capital/): This loan type puts one sum toward operating bills and comes back in a handful of fixed payments. This page works through an invented crew-payroll gap, a physician office's bills, payment frequency, what to compare in offers and an invented cooler restock at two term lengths.
- [Business Term Loans in Alice, TX: Second Stores, Screening Equipment and a Backhoe](https://southmoorbusinessfunding.com/business-loans/term-loans/): Term loans hand over the money once and take it back in level monthly installments. This page covers what it can pay for, two invented down payments on a second store's equipment, how the first payment splits, screening equipment at a physician office, a backhoe at two terms and matching a cash counter and label printers to a term.
- [Business Lines of Credit in Alice, TX: Planning for Store Inventory](https://southmoorbusinessfunding.com/business-loans/line-of-credit/): A line of credit is a limit an owner draws on and pays down, with interest on the drawn balance only. This page covers oilfield service companies, an invented tax-bill draw, what to read in an offer, a contractor's materials line, getting a line in place and an invented insurance premium carried through a line.
- [Inventory Financing in Alice, TX: Paying the Supplier Before the Goods Sell](https://southmoorbusinessfunding.com/business-loans/inventory-financing/): Inventory financing is money for stock, secured by that stock and paid down as it sells. This page covers how it works at a convenience store, what to compare across offers, an invented clothing restock, how it differs from a working capital loan, and what slow sell-through adds to a bicycle shop's order.
- [Equipment Financing in Alice, TX, Matched to What Each Machine Earns and How Long It Lasts](https://southmoorbusinessfunding.com/equipment-financing/): An equipment loan makes the business the owner of the machine from day one, with a lien until the last payment; a lease rents it for a set term. This page works through oilfield tools, a fair market value lease, the steps, what the lien means, lease upkeep and a used pressure washer trailer.
- [Merchant Cash Advances in Alice, TX: One Fixed Total, Collected From Daily Card Sales](https://southmoorbusinessfunding.com/merchant-cash-advance/): Two numbers run an advance: the factor, which fixes its price, and the holdback, which fixes how much of each day's card sales goes toward it. This page covers how the price is set, an advance from funding day to the last collection, two factors compared, how the holdback changes the pace, and an offer collected as a set dollar amount each business day.

## Industries
- [Restaurant Loans in Alice, TX: Food-Order Records, a Steam Table and a Credit Line Drawn on Payday](https://southmoorbusinessfunding.com/industries/restaurants/): A steam table and an ice cream dipping cabinet fit equipment financing. A payroll that falls before the deposits fits a line drawn and paid down within days. A one-time bill can go on working capital or a merchant cash advance, which is collected from card sales and is not a loan. A new circuit for either machine, a water fill line to the steam table and any gas hookup are property work outside this site.
- [Alice, TX Business Loans for Retailers: A Panel Saw, Parts Stock and Supplier Bills](https://southmoorbusinessfunding.com/industries/retail/): Sell-through numbers from the register size a stock buy before any request. Freestanding gondolas, display cases and machines are equipment; slatwall and anything fixed to walls or floors is property work outside this site. A supplier bill that comes back every month suits a credit line, and a single large order may suit working capital or inventory financing.
- [Alice, TX Financing for Contractors: Material Orders, Plumbing Tools and a Bucket Truck](https://southmoorbusinessfunding.com/industries/construction/): Material orders on a job fit a credit line drawn when the supplier is paid and cleared when the customer pays. Tools and work trucks a contractor uses on its own jobs fit equipment financing. Construction loans for a house or a commercial building are outside this site.
- [Alice, TX Oil and Gas Business Loans: Field Equipment, Crew Payroll and Operator Invoices](https://southmoorbusinessfunding.com/industries/oilfield-services/): An oilfield service company's own light towers, generators, pumps and crew pickups fit equipment financing. Payroll and supplier bills that come due while operator invoices are unpaid fit a credit line or working capital. Wells, drilling, leases, mineral rights and hauling companies are outside this site.
- [Alice, TX Business Loans by Industry: Weekly Food Orders and Reach-In Freezers](https://southmoorbusinessfunding.com/industries/): Each trade on this Alice, TX page is paired with the funding types that fit its bills, drawn from the six that Southmoor Business Funding passes to partners: credit lines, working capital and term loans, equipment and inventory financing, and the merchant cash advance. Restaurants, retail stores, construction and oilfield service companies each get a page of their own. The trade notes on this page cover motels, auto repair shops, machinery repair shops, health offices, home health agencies and child day care providers, with Jim Wells County, TX counts from County Business Patterns 2023.

## Tools and calculators
- [Small Business Resources in Alice, TX: Records by Funding Type, Official Links and a Payment Calculator](https://southmoorbusinessfunding.com/resources/): Four resources for Alice, TX owners: a table of records sorted by funding type, a combi oven with an invented payment, official SBDC, SBA and state links, and the equipment loan calculator. Any rate or term comes from a funding partner.
- [Alice, TX Business Equipment Loans Calculator: What Goes In and What the Payment Means](https://southmoorbusinessfunding.com/resources/business-equipment-loans-calculator/): Type in the machine's price, a down payment if there is one, the yearly rate and the number of months. The results are arithmetic only: no fees or taxes, and no offer. Four invented machines below show how to read them.

## Alice, TX and nearby communities
- [Business Loans in Alice, TX: A Repair Bill, Security Cameras and Other Costs](https://southmoorbusinessfunding.com/alice-tx/): Southmoor Business Funding, 307 E Main St, Alice, TX 78332, passes business funding requests to funding partners. This page works through a supplier discount, weekly crew payroll, a month with two rents, stock buys and repair bills, and the costs of a second store; Census figures for Jim Wells County and ZIP 78332 sit beside the supplier, payroll and stock cases.
- [Business Loans Around Alice, TX: Deposits, Kitchen Equipment, Office Machines and Nearby ZIP Figures](https://southmoorbusinessfunding.com/service-areas/): Business owners in the cities and communities around Alice, Texas can send Southmoor Business Funding the same request as an Alice business. This page prices a store deposit, kitchen equipment, office machines and two rents drawn on a line, matches paper-goods stock to a funding type, and gives ZIP-labeled figures for San Diego, Orange Grove, Bishop, Robstown and Sandia.

## Company
- [Alice, TX Small Business Loans Sized to a Welding Rig, a Reach-In Freezer or a Payroll Week](https://southmoorbusinessfunding.com/): Requests are sorted by the bill: payroll, stock, a machine or a card-sales advance. Whatever terms come back are set by a funding partner after its own review. The invented examples below compare a credit-line draw with a term loan and a freezer loan with a lease.
- [Getting a Business Loan in Alice, TX: Paperwork, Partner Review and the Owner's Decision](https://southmoorbusinessfunding.com/how-it-works/): The request names the bill and the amount; a funding partner reviews it, may ask for bank statements and a tax return, and decides whether to offer terms. This page covers the written plan, what the form takes, the owner's choices, who acts at each stage and a second-location request.
- [Alice, TX Business Loan Questions: Tax IDs, Past-Due Bills and Requests With No Offer](https://southmoorbusinessfunding.com/faq/): A request may ask for the business EIN or the owner's Social Security number; a partner can decline, and the owner can go back over the request on a call; trucking, property and building work are outside this site; a past-due bill starts with the supplier; a second store's request goes in the name of the company that pays.
- [Getting to Know Southmoor Business Funding: Small Business Funding Help in Alice, TX](https://southmoorbusinessfunding.com/about/): Southmoor Business Funding, at 307 E Main St in Alice, Texas, talks a business bill through with the owner, matches it to one of six funding types and passes the request to funding partners, who make every decision on it.
- [Contact Southmoor Business Funding by Phone or at Its Alice, TX Office](https://southmoorbusinessfunding.com/contact/): Southmoor Business Funding takes calls at (361) 204-8622 and lists its office at 307 E Main St, Alice, Texas 78332. It publishes no email address. The notes on this page cover what to have ready for a repair bill, motor oil stock, payroll and a crew radio replacement.
- [Begin a Business Loan Request in Alice, TX With Southmoor Business Funding](https://southmoorbusinessfunding.com/apply/): Southmoor Business Funding's form starts with who is asking (name, phone, email, company) and moves on to ranges for years in business, yearly revenue and the sum sought, closing on a consent choice. Records such as bank statements come later, only if a funding partner asks.
- [Southmoor Business Funding in Alice, TX: Its Place Between Owners and Funding Partners](https://southmoorbusinessfunding.com/disclosures/): Southmoor Business Funding passes funding requests to funding partners; it is a broker and not a lender, and every decision on a request belongs to a partner.

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